Staking Calculator
Estimate what a staking position compounds to over time, and the effective APY once rewards are reinvested. Researching which coins to stake? Start with our coins hub and best crypto to buy. Not financial advice.
- Final value
- 1,104.71
- Total rewards
- +104.71
- Effective APY
- 10.47%
Assumes a constant rate and reinvested rewards. Real staking yields vary and token price changes are not modelled. Not financial advice.
How it works
Final value = principal × (1 + APY ÷ n)^(n × years). More frequent compounding (n) raises the effective APY: (1 + APY ÷ n)^n − 1.
Worked example
$1,000 at 10% APY for 1 year, compounded monthly: final value ≈ $1,104.71, total rewards ≈ $104.71, effective APY ≈ 10.47% (vs. 10% with annual compounding).
Staking calculator FAQ
How are staking rewards calculated?
Final value = principal × (1 + APY ÷ n)^(n × years), where n is the number of compounding periods per year. Total rewards = final value − principal.
What's the difference between APY and APR?
APR is the simple annual rate; APY includes the effect of compounding. This tool shows the effective APY = (1 + APY ÷ n)^n − 1, which is what you actually earn when rewards are reinvested.
Does this account for token price changes?
No. It compounds the token quantity at a fixed yield. If the token's price moves, your fiat return will differ — staking yield and price risk are separate.